AQRC User Agreement

AQRC is a fintech platform that provides intelligent quantitative asset management and safe-haven asset allocation services to users worldwide.

The Platform analyzes global markets using AI algorithms, quantitative models, and risk control systems, and provides intelligent investment strategies and asset management services.

Services include, without limitation:

Global safe-haven quantitative strategy services

Intelligent asset allocation services

Quantitative return management services

Digital-asset-related information services

Investment data analytics and asset reports

Risk management and strategy tools

The Platform is committed to delivering a more transparent, secure, and intelligent asset management experience through technology.

The Platform follows international financial compliance principles and operates within applicable regulatory frameworks.

Basic compliance principles include:

Know Your Customer (KYC)

Anti-Money Laundering (AML)

Combating the Financing of Terrorism (CFT)

Risk disclosure

Security of user assets

The Platform may conduct identity verification, source-of-funds reviews, and risk assessments as required by regulation.

You must ensure that your use of the services complies with the laws and regulations of your jurisdiction.

If your local laws prohibit the relevant services, you must stop using the Platform immediately.

To use the Platform you must:

Be at least 18 years old

Have full legal capacity

Not be listed on any international sanctions list

Not engage in illegal financial activity

The Platform may restrict certain services for users in specific countries or regions as required by regulation.

You must provide true, accurate, and complete information when registering.

You represent that:

Information provided is truthful and valid

You will not register using a false identity

You will not impersonate others

The Platform may verify identity, including:

Government ID verification

Facial recognition

Proof of address

Source-of-funds verification

If information is untrue, the Platform may suspend or terminate your account.

You are primarily responsible for the security of your account.

You should take appropriate measures, including:

Keeping your password secure

Not disclosing account information to others

Enabling two-factor authentication (2FA)

Updating your password regularly

Guarding against phishing

If you notice unusual activity, contact customer support immediately.

The Platform is not liable for losses caused by your own conduct.

The Platform provides the following main services:

6.1 Quantitative strategy services

The Platform analyzes market data through quantitative models and provides strategy references.

Strategies may include:

Statistical arbitrage

Trend following

Risk-hedging strategies

Portfolio allocation strategies

Quantitative strategies do not guarantee profit.

6.2 Asset allocation services

The Platform may suggest safe-haven allocations, including:

Digital assets

Stable-yield assets

Global safe-haven portfolios

Allocations are for reference only.

6.3 Data analytics services

The Platform provides market data and asset analysis reports.

Such information is for reference only and does not constitute investment advice.

Fees may include:

Platform service fees

Asset management fees

Network fees

Strategy management fees

Third-party fees

Specific fees are as published on the Platform.

The Platform may adjust fees as its business evolves.

You should fully understand financial market risks.

Key risks include:

8.1 Market volatility

Asset prices may fluctuate sharply.

8.2 Technology risk

Systems may be affected by network failures or attacks.

8.3 Regulatory risk

Policies may change.

8.4 Liquidity risk

Some assets may lack liquidity.

Make decisions according to your risk tolerance.

The Platform does not guarantee investment returns.

The Platform strictly enforces AML and CFT policies.

The Platform may:

Review sources of funds

Monitor unusual transactions

Report suspicious activity to regulators

You must not use the Platform for:

Money laundering

Illegal fund transfers

Illegal trading

You must not:

Use illegal funds

Commit fraud

Attack systems

Exploit vulnerabilities for profit

Spread false information

For violations, the Platform may:

Freeze accounts

Terminate services

Pursue legal remedies

The Platform protects user information in accordance with its Privacy Policy.

Data may be used for:

Identity verification

Risk control

Compliance review

Service improvement

The Platform will not sell personal data without authorization.

All technology, software, systems, and data belong to the Platform.

Without permission, no person or entity may:

Copy Platform content

Disseminate Platform technology

Use them commercially

The Platform may suspend services due to:

Maintenance

Network failure

Policy changes

Security risks

The Platform will notify users in advance when reasonably possible.

To the extent permitted by law, the Platform is not liable for:

Force majeure

Network or communication failures

Third-party system issues

Market losses

User error

The Platform may amend this Agreement as its business develops.

Amendments will be published on the Platform.

Continued use constitutes acceptance of the amended Agreement.

Disputes should first be resolved through good-faith negotiation.

If negotiation fails, disputes may be submitted to a competent arbitration institution.